Schedule of Reduction Calculator

Calculate limits under RISE NPRM §685.203(m)(1)

Student Profile

Degree Level

Dependency Status

Grade Level

Subsidized Loan Amount

Exceeds the maximum subsidized amount of for this grade level.

Unsubsidized Loan Amount

Parent PLUS loan denied

Legacy borrower (Grad PLUS eligible)

Cost of Attendance

Must be greater than $20,500 (the base unsubsidized limit).

Academic Year Structure

Number of Enrollment Periods

Period 1

Credits Enrolled ⓘ The number of credits the student is enrolled in.

Full-Time Credits ⓘ The number of credits required to qualify as full-time.

Period 2

Credits Enrolled ⓘ The number of credits the student is enrolled in.

Full-Time Credits ⓘ The number of credits required to qualify as full-time.

Period 3

Credits Enrolled ⓘ The number of credits the student is enrolled in.

Full-Time Credits ⓘ The number of credits required to qualify as full-time.

Period 4

Credits Enrolled ⓘ The number of credits the student is enrolled in.

Full-Time Credits ⓘ The number of credits required to qualify as full-time.

Use this if a student dropped credits after a term's disbursement.

Period 1 enrollment changed after disbursement

Actual Final Credits

Prior Sub Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Prior Unsub Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Prior Grad PLUS Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Period 2 enrollment changed after disbursement

Actual Final Credits

Prior Sub Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Prior Unsub Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Prior Grad PLUS Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Period 3 enrollment changed after disbursement

Actual Final Credits

Prior Sub Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Prior Unsub Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Prior Grad PLUS Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Period 4 enrollment changed after disbursement

Actual Final Credits

Prior Sub Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Prior Unsub Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Prior Grad PLUS Disbursed ($) ⓘ If left empty, assumes the full calculated amount was disbursed.

Prorated Loan Limits

Annual Enrollment
Annual Eligibility (Subsidized)
Annual Eligibility (Unsubsidized)
Annual Eligibility (Grad PLUS)

Subsidized

Unsubsidized

Grad PLUS

Subsidized

Unsubsidized

Grad PLUS

Subsidized

Unsubsidized

Grad PLUS

Subsidized

Unsubsidized

Grad PLUS

Total Subsidized

Total Unsubsidized

Total Grad PLUS

Schedule of Reduction Calculator

Student Profile

Academic Year Structure

Period 1

Period 2

Period 3

Period 4

Your Information

Prorated Loan Limits